Product Roadmap

Building the freight finance layer

CargoFi is long-term infrastructure. Here's the plan — from Solana devnet today to the global freight capital market.

Q2 2026Live on devnet

CargoFi Finance — Invoice Factoring on Solana

  • ✅ Dispatch platform — AI document parsing, load management
  • ✅ Oracle service — bridges invoices to Solana on-chain automatically
  • ✅ Investor marketplace — fund deals, earn yield
  • ✅ 3 Solana programs deployed on devnet (cf-pool, cf-market, cf-kyc)
  • ⏳ Mainnet launch — post-audit security review
Q3 2026Next

Mainnet + CargoFi Transport

  • Real USDC on Solana mainnet — first live invoice funded on-chain
  • CargoFi LLC MC authority active — first trucks operating cross-border
  • First 5 owner-operators onboarded, Laredo TX / San Luis Potosí corridor
  • CargoFi Docs + Intel SaaS — AI-powered cross-border document validator
  • KYC/KYB investor onboarding (Reg D 506(c))
Q4 2026Planned

CargoFi Finance — Real Capital + Truck Tokens

  • Invoice factoring with external capital — angel + family office round
  • Truck Token marketplace — fractional ownership, revenue shares on-chain
  • Automated settlement — broker repayment triggers on-chain distribution
  • Secondary market for invoice positions — liquidity for investors
  • CargoFi México S. de R.L. de C.V. — cross-border operations
Q1 2027Roadmap

CargoFi Pay + Tokenization v2

  • CargoFi Pay — USDC rails for cross-border carrier settlements (USD → MXN)
  • NFT title collateral — truck ownership on Solana, tradeable after 90-day lockup
  • Retail investor access — Reg A+ filing, open to non-accredited
  • CargoFi Holdings Delaware — institutional capital structure
  • Expand to air & ocean freight assets
2027+Vision

The Freight Finance Layer

  • 50+ trucks tokenized — $10M+ TVL across pool and invoice marketplace
  • Secondary trading of all CargoFi positions — real liquidity
  • Cross-border expansion — USA, México, Colombia
  • Institutional API — hedge funds and family offices via SDK
  • CargoFi Protocol — open infrastructure for freight-backed DeFi
We're building in public

CargoFi is live on Solana devnet. Every invoice funded today trains the underwriting model that will power millions in freight financing tomorrow.

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